
Louisiana and Mississippi's Trusted Allstate Agency
Protecting Louisiana
Families for Over 20 Years
Auto, home, flood, life, and more — personalized coverage backed by Allstate and powered by local expertise.
Get Your Free Quote
Find the right coverage in minutes — auto, home, flood, life, and more. No obligation.
(225) 926-0160Mon–Fri 8:30 AM – 5:30 PM · Se habla español
Our Services
Complete Insurance Coverage for Louisiana
Eleven lines of protection — all from one trusted local agency continuing a family legacy of more than 40 years in Louisiana insurance, serving Louisiana and Mississippi.
Auto Insurance
Full coverage, liability, SR-22, and bundle discounts for Baton Rouge drivers. Louisiana's rates are among the highest — let us find you savings.

Auto Insurance
Learn MoreHome Insurance
Hurricane-ready homeowners coverage from an Allstate agent who stayed when other carriers left Louisiana. Protect your biggest investment.

Home Insurance
Learn MoreFlood Insurance
NFIP and private flood options for every flood zone. Louisiana's #1 risk — don't wait for storm season. 30-day waiting period applies.

Flood Insurance
Learn MoreLife Insurance
Term, whole, and universal life insurance to protect your family's future. Financial planning services available for Baton Rouge families.

Life Insurance
Learn MoreBoat Insurance
Louisiana is a top boating state. Hull, liability, towing, and hurricane coverage for your watercraft — from bass boats to pontoons.

Boat Insurance
Learn MoreMotorcycle Insurance
Year-round riding in Louisiana means year-round protection. Collision, comprehensive, and bundle discounts with your auto policy.

Motorcycle Insurance
Learn MoreUmbrella Insurance
Extra liability protection starting at $150/year for $1M coverage. Essential for pool owners, rental property, and high-income families.

Umbrella Insurance
Learn MoreRenters Insurance
Protect your belongings for as little as $20/month. Required by many Baton Rouge landlords — covers personal property, liability, and more.

Renters Insurance
Learn MoreCondo Insurance
HO-6 coverage for your unit, finishes, and belongings in Baton Rouge — coordinated with your association master policy.

Condo Insurance
Learn MoreGolf Cart Insurance
Liability and physical damage for carts and low-speed vehicles — courses, neighborhoods, and limited on-road use.

Golf Cart Insurance
Learn MoreCommercial Insurance
General liability, BOP, property, commercial auto, and workers comp guidance for Louisiana businesses.

Commercial Insurance
Learn MoreClient Reviews
What Baton Rouge Says About Us
“Steve and his team went above and beyond when we filed a claim after the storm. They were at our house within 24 hours and walked us through every step. I've been a client for 10 years and wouldn't go anywhere else.”
Sarah M.
Home Insurance
Why Baton Rouge Trusts Us
Steve Root — Continuing 40+ Years of Louisiana Insurance

Steve Root
Owner & Allstate Exclusive Agent
2025 Award
Named to The Advocate's Best of Baton Rouge
When hurricanes hit, insurance companies left Louisiana. Steve Root stayed. With more than 40 years of family legacy in Louisiana insurance, The Root Agency is the trusted name families across Louisiana and Mississippi turn to for auto, home, flood, and life insurance.
With 356 five-star Google reviews, a dedicated bilingual team, and Allstate's only mobile catastrophe response unit with RVs deployed directly to disaster zones — we don't just sell policies. We show up when it matters most.
Whether you're a first-time renter near LSU, a homeowner in Mid City, or protecting your family's future with life insurance — The Root Agency provides personalized coverage at competitive rates.
FAQ
Louisiana Insurance Questions, Answered
Straight answers from Louisiana and Mississippi's most trusted insurance team.
Get In Touch
Ready for Better Insurance Coverage?
Get a personalized quote from Baton Rouge's top-rated Allstate agency. Our team is ready to help — in English or Spanish.
Se habla español · Serving Louisiana and Mississippi