Workers Compensation Insurance


Workers Compensation Gives Employees Peace of Mind

Maintaining happy and loyal employees is a part of running a successful business. And making sure your employees have workers compensation helps them feel more at ease. An employee might become sick or need time off of work to recover from surgery. They shouldn’t have concerns about missing income because of something out of their control. With workers’ compensation, your employees won’t have to worry about loss of income.

How Does the Compensation Work?

Workers’ compensation is an insurance policy held by a business. The policy ensures that employees receive a portion of their income when they’re unable to work because of an illness or injury. This insurance is required by law for any business that has four or more employees.

You could get sued, fined, or jailed if your business doesn’t have workers compensation when it should. And if an employee has a right to workers compensation, they may be able to sue the business for damages.

How Does an Employee Collect the Benefit?

The employee must report why they need workers compensation. They must first report to their manager or boss, and then get official confirmation from a doctor. If their request for compensation is approved, then the employee will get a portion of their income while they’re unable to work.

There are different categories that fall under workers compensation. A worker might need benefits for disability, rehabilitation following surgery or an accident, medical treatment, or funeral services.

Benefits

The biggest benefit is that the employee receives paid time off for treatment of medical issues, recovery, and disability. It makes things easier for the employee, and keeps the employer in accordance with the law.